Know your real take-home before payday
Your Income Details
Paycheck Breakdown
Gross Pay Breakdown
Annual Summary
2024 Federal Tax Brackets (single)
Highlighted brackets apply to your income (marginal).
Disclaimer: This calculator uses 2024 federal tax brackets and standard deductions. It does not include state or local income taxes, other withholdings, or additional tax credits. Results are estimates only — consult a tax professional or use official IRS tools for accurate withholding.
Use this free paycheck calculator to instantly estimate your net take-home pay from your gross salary. Enter your pay frequency — weekly, bi-weekly, semi-monthly, or monthly — choose your federal filing status, add any pre-tax deductions like 401(k) or HSA contributions, and see a full breakdown of federal income tax, Social Security, and Medicare withholdings based on 2024 IRS brackets.
The calculator applies the 2024 IRS marginal tax brackets after subtracting your standard deduction (based on filing status) and any pre-tax deductions you enter. Only the portion of income in each bracket is taxed at that bracket's rate — not your entire salary.
No. This tool covers federal income tax, Social Security (6.2%), and Medicare (1.45%) only. State and local taxes vary widely; check your state's revenue department or a full payroll service for a complete picture.
Pre-tax deductions — like traditional 401(k) contributions, health insurance premiums, HSA, or FSA contributions — reduce your taxable income before federal tax is calculated. Entering them here gives you a more accurate net-pay estimate.
Many factors affect real withholding: W-4 allowances, additional voluntary withholdings, employer-specific benefits, post-tax deductions, bonuses, and state/local taxes. This tool provides a solid baseline estimate but should not replace your official pay stub or a CPA's advice.